Here is a rare opportunity to build your dream home in Salt Creek Estates, on the east side of Lake Monroe. This 0.86± acre wooded homesite sits on an elevated ridge offering seasonal lake views and a peaceful, natural setting. The property is ready to build, with water, sewer, and electric already in place, making this an ideal site for a full-time residence or a weekend retreat.

Salt Creek Estates features HOA-managed private water and sewer systems, with annual dues that include water, sewer, road maintenance, and snow removal—providing convenience and peace of mind for homeowners. While the property carries a Nashville address, it is located in Monroe County and is part of the MCCSC school district.

Enjoy easy access to both Bloomington and Nashville, each approximately 25 minutes away, offering shopping, dining, healthcare, and entertainment while still maintaining a quiet lakeside lifestyle. Residents of Salt Creek Estates also have access to a community dock area for fishing, kayaking, canoeing, or simply enjoying the water. A small neighborhood boat launch is available, and private boat slips occasionally come up for separate purchase. The Crooked Creek boat launch is just a short drive away, and a small beach area is within walking distance.

Surrounded by Hoosier National Forest, this property offers endless opportunities for hiking, wildlife viewing, and outdoor recreation, with many nearby trails and the T.C. Steele State Historic Site just minutes away.

This is one of the last remaining buildable lots in Salt Creek Estates that offers both lake access and an elevated setting—making it a truly unique opportunity in this desirable Lake Monroe community.

📌 Note: A new water plant is scheduled to be installed in March 2026. The buyer will be responsible for the $7,500 assessment fee associated with this improvement.

Auction Links: 

• Bidder information packet

• Click here to register to bid

• Click here for interactive map

• Terms and conditions

• Bid Certification

• ByLaws

• Covenants & Restrictions

• Sewer Plant Plan

010-06920-00 SALT CREEK REALTY SEC 1 LOT 11

Ø  The property will be offered at Public “Online - Internet Auction”, ending Feb 18, 2026 @ 6:00pm EST

Ø  The property will be sold absolute with no reserve. 

Ø  Property sells As-Is with no warranties expressed or implied

Ø  The auction is Subject to prior sale (the property can be purchased prior to the end of the auction, if the seller so chooses to accept a Pre-Auction offer.)

o    There is no published Pre-Auction price.

Ø  The seller reserves the right to cancel the auction at any time prior to the final bid closing.

Ø  A $7,500 unpaid HOA assessment is due and will be charged to the buyer at closing.

Ø  A 25% down payment must be paid by the successful bidder by direct wire transfer within 24 hours of acceptance of the auction contract by the sellers. Down payment will be payable to John Bethell Title Co.   The down payment deposit will be non-refundable; your bidding is not conditional upon financing, so be sure you have arranged financing, if needed, and are capable of paying cash at closing.  The balance of the purchase price will be due via a wire transfer to the closing company, on delivery of insurable title on or before March 18, 2026.

o    A promissory note will be signed along with the down payment.

Ø  Final closing is NOT contingent upon financing.

Ø  The property will be conveyed by a Warranty Deed

Ø  The seller agrees to furnish buyer(s) with an owner’s policy of Title Insurance Policy at closing.

Ø  Real Estate Taxes: the taxes will be prorated to the day of closing.

Ø  Closing:

o    Closing shall take place at the office of: John Bethell Title Co. 2626 S. Walnut Street Bloomington, IN. 47401

o    Closing fee will be split between buyer and seller.

o    Closing will be held on or before March 18, 2026

Ø  Possession will be granted at final closing.

Ø  The successful Bidder shall execute electronically an “Auction Real Estate Sales Contract” for the property immediately after being declared the Successful Bidder by the Auctioneer.

Ø  Each potential Bidder is responsible for conducting at their own risk, their own independent inspections, investigations, and due diligence concerning the property.

o    Further; Property sells as-is with no warranties expressed or implied

Ø  JDC Group, INC dba United Country Coffey Realty & Auction and their representatives are exclusive agents of the Seller.

Ø  All announcements made up to the final close of the Auction bidding take precedence over all advertising, oral or printed material.

Ø  All information was gathered from reliable sources and is believed to be correct as of the date this brochure is published; however, the seller or auctioneers have not independently verified this information.  Auction plats and drawings are not to be relied on ad are for representation purposes only.  Its accuracy is not warranted in any way.  There is no obligation on the part of the sellers or auctioneer to update this information.

SALE SITE:  Internet Only

VIEWING INSTRUCTIONS: By Appointment

The viewing of the property will be at the viewer’s own risk. The Seller, Auctioneer nor the Listing Agency may not be held responsible for accidents.

For questions call or text Gabrielle Getts (812) 340-3295 or United Country Coffey Realty & Auction (812) 822-3200 office.